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Whole Life vs Term Life Insurance

Whole Life Vs Term... Which is Best?

This is a common question for anyone seeking a life insurance policy.  You must answer this question for yourself, and simply need a little information to make the choice.  In other words, to answer the question "Whole Life or Term?", you just need to figure out how each benefits you and your family.

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Whole Life Insurance: The "Nuts and Bolts"

Whole Life insurance is a popular choice for life insurance.  It affords the policy holder an assurance of leaving money to take care of your family while allowing you the secondary benefit of a long term savings vehicle as well.  For so long as you make premium payments, a portion of the money paid is directed into a savings account of some sort that gains interest (and a policy cash value) at a slow and steady rate.
The "Nuts and Bolts" of

Term Life Insurance

Term life insurance is another popular form of life insurance, and is the purest form of life insurance.  Although there is no cash value built, as in Whole Life insurance, the premiums are much lower.  A term life insurance policy is arranged for a specified period of time, and must be renegotiated at the end of this "term".  Term life insurance is best suited for people who prefer to manage their investments themselves.
Whole Life vs

Term Life: Making the Right Decision

There are many other facets of whole life and term life insurance you may want to consider when making your decision.  As with any major life decision, it is always best to get advice from an uninvolved third party, like the life insurance counselors at OutlookLife.  Their goal is merely to help you make the best financial decision for your needs.  If you allow them to help you, your family's future will me more certain and predictable.
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Both Whole life and term life insurance can help provide for your family.
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